Divorce - How does a lien affect my vehicle title?

A lien usually reflects that there is a loan not yet paid off that is secured by the vehicle.   If there is a lienholder listed on the title (due to an auto loan that is not yet paid off, for example), there will be an additional fee.
Sometimes vehicles are actually owner by the lender (lienholder).  In that case you will need to contact the lienholder to find out their process for obtaining a new title that does not name both of you.  This title transfer may be required when the loan is addressed as part of the property settlement.